Solutions

Inconvenient Transaction Process

Filipinos spend an average of 21 minutes and 43 Php to go and process transactions to the nearest financial access points.

High Transaction Cost

Banks charge an average of 11% to send money to the Philippines, which is over 3% higher than the global average cost of 7.3%

Limited Foreign Payment Access

Only a handful of rural banks are members of foreign payment networks

Outdated Technology

Philippines has an estimated 2.5 billions of payments monthly amounting to $74 billion (Php 3.76 trillion) but only 1% are transacted electronically, remaining 99% transacted in cash or check.

Core Banking Solution (CBS)

PearlPay Core Banking Solution (CBS) is a cloud-based core banking system, using AWS (Amazon Web Services) cloud system, which is a BSP recognized cloud provider in the Philippines. It is designed to allow banks to scale quickly using cloud platforms to handle account creation, loan and saving processing, and other financial transactions.

  • Cash Flow Analysis Capabilities
  • Product Template Creation for Faster Processing
  • Easily updated with the latest BSP regulatory changes
  • Report Generation
  • Portfolio Management for Credit, Deposit, and Other Accounts
  • User Access Level
  • One system for all branches
Schedule a Demo

Core Banking Solution (CBS)

PearlPay Core Banking Solution (CBS) is a cloud-based core banking system, using AWS (Amazon Web Services) cloud system, which is a BSP recognized cloud provider in the Philippines. It is designed to allow banks to scale quickly using cloud platforms to handle account creation, loan and saving processing, and other financial transactions.

  • Cash Flow Analysis Capabilities
  • Product Template Creation for Faster Processing
  • Easily updated with the latest BSP regulatory changes
  • Report Generation
  • Portfolio Management for Credit, Deposit, and Other Accounts
  • User Access Level
  • One system for all branches
Schedule a Demo

Agent Banking Solution (ABS)

PearlPay Agent Banking Solution (ABS) is a device that enables branchless banking, helping banks to scale and make financial transactions easier for depositors. Financial agents can bring the device outside and collect payments from depositors who have no time to go to the bank. Features include:

  • Supports Mobile Field Operations
  • EMV Bankcard Solution
  • Offline basic banking capabilities for Offsite Transactions
  • KYC (Know Your Customer): Fingerprint-enabled system with Facial Recognition and Iris Recognition
  • Tailored for Specific Bank’s Needs
Inquire Today

Agent Banking Solution (ABS)

PearlPay Agent Banking Solution (ABS) is a device that enables branchless banking, helping banks to scale and make financial transactions easier for depositors. Financial agents can bring the device outside and collect payments from depositors who have no time to go to the bank. Features include:

  • Supports Mobile Field Operations
  • EMV Bankcard Solution
  • Offline basic banking capabilities for Offsite Transactions
  • KYC (Know Your Customer): Fingerprint-enabled system with Facial Recognition and Iris Recognition
  • Tailored for Specific Bank’s Needs
Inquire Today

PearlPay E-Wallet

As a mobile tech wallet enabler, PearlPay believes that the first step in creating a unified payment network is for everyone to have access to a common financial platform that will allow people to use a range of products seamlessly tied together for ease of use. Our e-wallet includes:

  • Customized and branded mobile wallet
  • Personal rural bank wallet account
  • Functions as a virtual card

PearlPay’s wallet solutions will eventually power a bigger ecosystem of products and solutions like PearlPay Remit.

Discover Possibilities

PearlPay E-Wallet

As a mobile tech wallet enabler, PearlPay believes that the first step in creating a unified payment network is for everyone to have access to a common financial platform that will allow people to use a range of products seamlessly tied together for ease of use. Our e-wallet includes:

  • Customized and branded mobile wallet
  • Personal rural bank wallet account
  • Functions as a virtual card
Discover Possibilities

PearlPay Remit

Banks with PearlPay CBS will also have access to PearlPay Remit, which is a mobile app wallet designed for the millions of Overseas Filipino Workers (OFWs) that will allow them to send money to the Philippines in just minutes and at a fraction of a cost of a traditional wire transfer.

Learn More

PearlPay Remit

Banks with PearlPay CBS will also have access to PearlPay Remit, which is a mobile app wallet designed for the millions of Overseas Filipino Workers (OFWs) that will allow them to send money to the Philippines in just minutes and at a fraction of a cost of a traditional wire transfer.

Learn More

PearlPay Ecosystem

Our interconnected solutions provide easier and more convenient access to financial transactions for financial institutions and individuals.

PearlPay Ecosystem

Our interconnected solutions provide easier and more convenient access to financial transactions for financial institutions and individuals.